Receiving online payments through your ecommerce web site

  • by Ralph Ramah
  • Published on 10/5/07
  • Article views: 503
Your Ad Here

Buyers and selling online is increasingly popular and more and more organizations are looking for simple e-commerce web design solutions to sell their products and services and receive payment securely online. For many the whole web design and payment process remains a mystery and therefore a hindrance to them setting up an e-commerce web design solution. Here are a few simple facts and options to hopefully help you get started with an e-commerce web site.

Assuming your web design is taken care of and your web designers are using a reliable shopping cart software that both intuitive, user friendly and secure, you need to know a Payment Service Provider (PSP) who will handle the payment process when your online buyers purchase from your web site and how the money will reach your bank. After all, no sales is actually a sale until you receive payment for the purchase.

Paypal

Paypal is by far the quickest and simplest PSP to set up. All you need to do is sign up for a Paypal account online. You can sign up for free with an email address and a password of your choice. The email account is also your username which you will need to use every time you want to log in to your Paypal account. All you then need to do is give the email address to your web design company and they will link your e-commerce web site to your Paypal account. There is no need to provide your Paypal account password as this is not needed for the Paypal integration into your web design system. There are a number of simple security measures your web design company needs to put in place to ensure the integrity of the payment system. This information is readily available in Paypals online resources for web design companies. You will not have to worry about this, assuming you are using a competent and reliable web design company. Every time a buyers makes a purchase on your web site and select to pay, he or she is redirected to Paypals web site for secure payment. Paypals web site already has a secure certificate and payment is made on ths secure web site and not on your own web site, so security is taken care of by Paypal. Once the system is set up and running, you will receive an email notification from Paypal every time a payment is successful on your e-commerce web site.

Other Payment Service Providers

Setting up a payment method with most other PSPs is slightly more involved and can be more costly than with Paypal. As a first step, you will most probably require to obtain a merchant account from your bank or any other bank that process merchant accounts. This merchant account will be used by the PSP to credit any payment received online from your web site to your bank account. The process of obtaining a merchant account can be a straight forward form filling exercise or, with some banks, quite a lengthy process. Some banks will even ask for your audited accounts and a business plan. Do not be discouraged though, shop around and you will find a reputable bank that will provide you with a merchant account. There are a number of PSPs that will accept online payment through integration with your web site. You will need to consider which one offers the best package for your online business. Cost is certainly a factor to consider. Some PSPs require a minimum contract and a set up fee while others like Protx charge no set up fee but only a monthly fee provided the account does not exceeding a certain number of transactions per quarter.

Integration of a PSP other than Paypal is a bit more involved, both technically from a web design point of view and also on the admin side. However, if your web site is a more established online business and you require a seamless payment system integrated into your web design solution, then it is worth the trouble and your online buyers experience should be more pleasant and fluid thus improving your conversion rates i.e. sales.


Ralph Ramah is the webmaster of Discount Web Design, one of the leading web design company in the UK offering quality web site design and SEO services

Ralph Ramah is the webmaster of Discount Web Design, one of the leading web design company in the UK offering quality web site design services

Bookmark it: Digg this! Add to Del.icio.us Furl this! Add to Stumbleupon Add to Facebook

Rate this article:

More Articles

  • How to choose the best shopping cart software
    So, to choose the best shopping cart it is essential to be clear about what kind of shopping cart you want and how much you are ready to pay for. Make a list of websites that provides these, crosscheck for the parameters as mentioned above, get down to few and then to one. And finally make your call!
  • Receiving online payments through your ecommerce web site
    Buyers and selling online is increasingly popular and more and more organisations are looking for simple e-commerce web design solutions to sell their products and services and receive payment securely online. For many the whole web design and payment process remains a mystery and therefore a hindrance to them setting up an e-commerce web design solution.
  • Ecommerce Checkout - Make Them Register
    The world of ecommerce is expanding daily as more and more retailers take their business to the web in the hopes of attracting a percentage of those ever finicky web shoppers. As the amount of businesses open up ecommerce shops online, the amount of web development companies is also growing, offering ecommerce solutions for even the smallest of budgets. It is important that web developers understand the dynamics of the checkout process when discussing the options with the client.
  • Accept Credit Cards Today For 30 Dollars A Month
    Research has shown that customers are nine times more likely to buy from a website if the site accepts credit cards. Everyone knows this but many website owners do not know how to go about accepting credit cards. It is much easier than you think, and does not have to cost a fortune either.
  • Ecommerce Checkout - Make Them Register
    The world of ecommerce is expanding daily as more and more retailers take their business to the web in the hopes of attracting a percentage of those ever finicky web shoppers. As the amount of businesses open up ecommerce shops online, the amount of web development companies is also growing, offering ecommerce solutions for even the smallest of budgets. It is important that web developers understand the dynamics of the checkout process when discussing the options with the client.
  • Accept Credit Cards Today For 30 Dollars A Month
    Research has shown that customers are nine times more likely to buy from a website if the site accepts credit cards. Everyone knows this but many website owners do not know how to go about accepting credit cards. It is much easier than you think, and does not have to cost a fortune either.
  • Receiving online payments through your ecommerce web site
    Buyers and selling online is increasingly popular and more and more organisations are looking for simple e-commerce web design solutions to sell their products and services and receive payment securely online. For many the whole web design and payment process remains a mystery and therefore a hindrance to them setting up an e-commerce web design solution.
  • How to choose the best shopping cart software
    So, to choose the best shopping cart it is essential to be clear about what kind of shopping cart you want and how much you are ready to pay for. Make a list of websites that provides these, crosscheck for the parameters as mentioned above, get down to few and then to one. And finally make your call!
  • How to Straighten Out Your Tax Affairs in 2010
    Utter the word 'taxes' in front of people and you are sure hear a loud groan. Frankly, there are valid reasons behind this response: First of all, paying your taxes annually can be a financial burden, especially with the economic hard times which we are going through these days.
  • Benefits of Yoga - Redefining Life, Meditation and Exercise
    Yoga is a complete exercise for the mind, body and soul and it can give a person a change to know himself in a new light. Regular practice of Yoga has been known to reduce stress, increase concentration and also benefit one's overall health.
  • The Best Floral Perfumes
    Floral perfumes are considered the best perfumes all over the world. In fact the history of perfumes says that floral perfumes are the first perfume category of the world and thus popular also. Floral perfumes represent the essence of love and romance.
  • Coffee Gift Baskets
    Even a Coffee Bean or San Francisco Coffee outlet frequenter will not be able to master the art of appreciating true gourmet coffee unless they know the history and information about gourmet coffee.
  • Rent a car in Israel
    If you are already in Israel and wish to rent a car, then you can make a booking and tell the service to pick you up from wherever you are. The best part about car rental in Israel is that they are extremely flexible.
  • A History of Vintage Automobiles - From 1916 to 1924
    Before cars were around, people usually traveled distances using horse-drawn carriages. But as early as 1335 several bright minds have been trying to come up with a 'horseless carriage'.
  • Ecommerce Checkout - Make Them Register
    The world of ecommerce is expanding daily as more and more retailers take their business to the web in the hopes of attracting a percentage of those ever finicky web shoppers. As the amount of businesses open up ecommerce shops online, the amount of web development companies is also growing, offering ecommerce solutions for even the smallest of budgets. It is important that web developers understand the dynamics of the checkout process when discussing the options with the client.
  • 3 Rules to Follow in Your Logo Design
    When designing your own logo or getting it done by logo design professionals, ensure the following three basic rules and you will have a great and memorable corporate identity.
  • Common mistakes before starting a website
    If you want your website to be a big hit then you need to avoid some common mistakes before starting one. Here you have a list of pitfalls that are designed for beginner and for many established ones too. Check out the common mistakes that have to be avoided for sure!
  • Top 10 SEO secrets
    Today everyone wants to have better search engine result pages ranks. However only one can have the rank 1. Therefore you need to optimize constantly your websites and to have an edge over others you need to do something different and unique. Following are 10 rare tips/secrets which can help you get high search engine ranks.


The opinions expressed in the above articles are solely of the authors and the owners of Point Articles may or may not agree with them. Copyright (c) 2008 Point Articles. All rights reserved.